Toco Prohibited Businesses

‍Prohibited Businesses

Toco wallets are not available to merchants that participate in the below activities.

Illegal drugs, substances designed to mimic illegal drugs, and equipment designed formaking or using drugs
Fake references or ID-providing services
Telecommunications manipulation equipment including jamming devices
Any business or organization that a) engages in, encourages, promotes or celebrates unlawful violence or physical harm to persons or property, or b) engages in, encourages, promotes or celebrates unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic
Any other products or services that are in violation of law in the jurisdictions where your business is located or targeted to

Sales ordistribution of music, movies, software, or any other licensed materials without appropriate authorization
Counterfeit goods; illegally imported or exported products
Unauthorised sale of brand name or designer products or services
Any other products or services that directly infringe or facilitate infringement upon the trademark, patent, copyright, trade secrets, proprietary or privacy rights of any third party

Pyramid schemes
‘Get rich quick’ schemes including: investment opportunities or other services that promise high rewards to mislead consumers; schemes that claim to offer high rewards for very little effort or up front work; sites that promise fast and easy money; businesses that make outrageous claims, use deceptive testimonials,use high-pressure upselling, and/or use fake testimonials; (with or without a written contract) offering unrealistic incentives/rewards as an inducement to purchase products or services but do not respond to any queries after the purchase
No value added services including sale or resale of a service without added benefit to the buyer and resale of government offerings without authorization or added value
Sales of online traffic or engagement
Negative response marketing and telemarketing
Predatory mortgage consulting, lending, credit repair and counseling services
Predatory investment opportunities with no or low money down
Remote technical support; mugshot publication or pay-to-remove sites; essay mills; chain letters; door-to-door sales
Any other businesses that toco considers unfair, deceptive, or predatory towards consumers

Pornography and other mature audience content (including literature, imagery and other media) depicting nudity or explicit sexual acts
Adult services including prostitution, escorts, pay-per view, sexual massages, and adultlive chat features
Adult video stores
Gentleman's clubs, topless bars, and strip clubs

Guns, gunpowders, ammunitions, weapons, fireworks and other explosives
Peptides, research chemicals, and other toxic, flammable and radioactive materials

Games of chance including gambling, internet gambling, sweepstakes and contests, fantasy sports leagues with for a monetary or material prize
Sports forecasting or odds making with a monetary or material prize
Lotteries
Bidding fee auctions

Investment and brokerage services
Lending services
Buy Now Pay Later services
Crowdfunding
Debt collection agencies
Insurance services including medical benefit packages
Money transmitters, currency exchange services and other money services businesses
Neobanks / challenger banks
Other financial institutions

Virtual and cryptocurrencies, non-fungible tokens (NFTs), and mining services
Prepaid phone cards, sim cards, and phone services
Sale of stored value or credits maintained, accepted and issued by anyone other than the seller
Sale of in-game currency or game items, unless the merchant is the operator of the virtual world

Businesses where sellers get their revenue both from selling items and from signing up new sellers
Network marketing and referral marketing programs
Shipping and forwarding brokers

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